The information contained in this section of the website is provided in good faith as general educational material only and, where applicable, is based on stated assumptions. Any information provided or derived from examples or calculators should not be relied on as a true representation of any actual superannuation entitlements or benefits from any particular fund or scheme.

The information and material on this website is to assist you to gain a broad understanding of superannuation and other general financial matters, is provided for general information only, and has been prepared without taking into account your particular financial needs, circumstances and objectives.  You should not rely on any information or material on this website, and before making any investment decision we recommend that you consider whether it is appropriate to your situation and seek appropriate financial, taxation and legal advice.

Links and frames connecting this website to other websites are provided for your convenience only, and do not mean that Guild Trustee Services Pty Ltd or Guild Financial Services Limited endorse or approve those other websites or their content.

Guild Trustee Services Pty Ltd (the Trustee of Child Care Super), Guild Financial Services Limited and their directors, officers, employees and agents make no representations and give no warranties in respect of, and to the extent permitted by law, exclude all express or implied representations and warranties in relation to, this website and/or the accuracy, currency or completeness of any information or material provided at or through this website.

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Home Cash Karma Getting Started with Cash Karma

Getting Started with Cash Karma

If you’re not sure where to start, have a look at the topics below that might get you thinking about how you can best improve your Cash Karma!

 

Money Enlightenment

Work on lightening your load and not your pocket by:

  1. Learning about budgeting - click here to view the e-module now.
  2. See how debt can be both good and bad with our loans e-module.

 

Super Nirvana

Super can provide the ultimate financial karma - doing something now, to be rewarded later.

Luckily, it doesn't have to be difficult. Start reaching for Super Nirvana now by:

  1. Spending 60 seconds with your super. Take the One Minute Super Challenge. By answering four simple questions you can see how easily you can make a real difference to your savings.
  2. Look at ways to save fees. If you've had more than one job, chances are you have more than one super account and each account is costing you money. Reduce the number of accounts you have and possibly save fees.

    3. read more >>

    It's as easy as 1, 2, 3

    STEP 1: Gather any paperwork from your other funds. If any appear to be missing, give the super funds a call and ask for your details.

    STEP 2: Fill in a Rollover Form for each. You can download a form by clicking here.

    STEP 3: Mail the completed form(s) to GuildSuper. You don't even need to add a stamp. Just write "GuildSuper, Reply Paid 1088, Melbourne Vic 3001", on the envelope.

    Your part is then done. We'll contact your other fund(s) and arrange the rollover so you can start saving on fees and make your super easier to manage soon.

    Exit fees may be charged and insurances may be altered when you roll over so please seek advice from a financial planner.

  3. Check out 10 easy Super Tips in our e-learning module

 

WANT TO LEARN MORE ABOUT SUPER? Go straight to the Super Duper page

CHECK OUT THE FULL RANGE OF e-LEARNING MODULES in the INFO HUB