The information contained in this section of the website is provided in good faith as general educational material only and, where applicable, is based on stated assumptions. Any information provided or derived from examples or calculators should not be relied on as a true representation of any actual superannuation entitlements or benefits from any particular fund or scheme.

The information and material on this website is to assist you to gain a broad understanding of superannuation and other general financial matters, is provided for general information only, and has been prepared without taking into account your particular financial needs, circumstances and objectives.  You should not rely on any information or material on this website, and before making any investment decision we recommend that you consider whether it is appropriate to your situation and seek appropriate financial, taxation and legal advice.

Links and frames connecting this website to other websites are provided for your convenience only, and do not mean that Guild Trustee Services Pty Ltd or Guild Financial Services Limited endorse or approve those other websites or their content.

Guild Trustee Services Pty Ltd (the Trustee of Child Care Super), Guild Financial Services Limited and their directors, officers, employees and agents make no representations and give no warranties in respect of, and to the extent permitted by law, exclude all express or implied representations and warranties in relation to, this website and/or the accuracy, currency or completeness of any information or material provided at or through this website.

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Choice of fund

Your super is your choice

Under Federal Government ‘Choice of Fund’ legislation, many Australian workers are able to choose the fund that their superannuation contributions are paid into. The legislation applies to Superannuation Guarantee (SG) contributions made by employers on behalf of their employees.

What this means for you as an employer

You must let your eligible employees choose where their superannuation contributions are paid. If they do not make a choice you need to choose a “default” or “employer” fund to pay their contributions into.

GuildSuper meets all the Government’s requirements to be a Choice default fund. It is important to check the relevant Award before choosing your default fund.

When making a choice your employees need to give you:

Once you have all of these, you will need to keep the Choice of Superannuation Fund form for your records, and send the membership application form to the fund your employee has selected.