We have new fund details: If your employer asks for GuildSuper's new details, we’ve made them easy to share. Get our details for your employer.

Important notice to employers: All super contributions for GuildSuper members should now be made using our new fund details. Our new fund name is Smart Future Trust and our ABN is 68 964 712 340. Our product name remains GuildSuper and our new USI is 68964712340020.

Types of cover

Hands holding heart

Death cover

Heart with arrows circling around it

Total and permanent disablement

Coins and an up arrow

Income protection

What types of cover do we provide?

There are three different types of insurance you can access through GuildSuper: Income ProtectionTotal and Permanent Disablement and Death cover.

What cover don’t we provide?

While we don’t want to get too bogged down in what we don’t do, it’s important to know that there are some types of insurance we (and every other super fund) are not allowed to offer through super.

We can’t offer Funeral insurance or Redundancy cover (which is separate to Income Protection cover). We also can’t offer Critical Illness cover (which is different to TPD), but we do include Terminal Illness cover as part of Death cover.

If you think you may need any of these additional types of insurance or want to know more about how they may be relevant for you, you should speak to a licensed financial advisor about getting covered outside of super.

Page last updated 15 September 2026