This website (GuildSuper website) has been prepared and is maintained by Guild Trustee Services Pty. Limited ABN 84 068 826 728 (GuildSuper), Trustee of Guild Retirement Fund ABN 22 599 554 834 under the domain name www.guildsuper.com.au.
Your access to the GuildSuper website and use of the information, graphics and materials on the website, is subject to these Terms and Conditions, notices, disclaimers and any other statements contained on the GuildSuper website (collectively referred to as "GuildSuper Terms and Conditions"). By using the GuildSuper website you agree to comply with and be subject to the GuildSuper Terms and Conditions.
In addition to these Terms and Conditions, specific terms and conditions may apply to other parts of the GuildSuper website. To the extent of any inconsistencies between these Terms and Conditions and any specific terms and conditions that apply to other parts of the GuildSuper website, those specific terms and conditions will prevail over these Terms and Conditions.
The information provided on the GuildSuper website is appropriate only to those persons living in Australia. The products and services offered on the website are only offered to those persons living in Australia.
Neither GuildSuper, nor any company in the Guild Group (Guild Group) or any corporation related to one or more companies in the Guild Group (Related Corporation) guarantees any particular product feature, return, rate of return, performance of any investment or the repayment of capital from any investment. Investments are subject to investment and other risks. These risks could involve delays in repayment and loss or diminution of income or capital invested.
Neither GuildSuper, Guild Group or any Related Corporation, accepts any liability in respect of, nor guarantees the performance of or payment of any claim or benefit in respect of, insurance or financial products that are arranged by it as an agent for a third party supplier or are underwritten by a third party.
Neither GuildSuper, Guild Group or any Related Corporation, accepts any liability in or responsibility for material, information, advice or products provided by other websites or other website providers which are linked to the GuildSuper website and accessed via the GuildSuper website.
The GuildSuper website collects general information relating to the traffic on the GuildSuper website.
The GuildSuper website currently uses cookie technology to enhance your usage and the functionality of the website and to identify and remember information or benefits, features or services that may be of interest to you (based on your usage of the website). A cookie is a small text file that our website may place on your computer's hard drive in order to allow the website to identify your computer.
The use of cookies does not result in the collection of any information that enables you to be identified or the transfer of any of your personal information to a third party.
The cookie allows for recognition of such things as information you have entered, pages you have previously visited (or not visited) or features of the website you have used (or not used) to facilitate easy access to relevant information on the website. You can adjust the settings on your internet browser to manage, disable or block cookies. However, if you do this, you may not be able to access certain areas of the GuildSuper website.
No personal information is collected unless:
The collection, use and disclosure of your personal information will be in accordance with the GuildSuper Privacy and Security Policy available on this website. Your access to and use of the GuildSuper website evidences your consent to this Policy.
GuildSuper has attempted and will attempt to ensure that material and information on the GuildSuper website is true and correct. However, GuildSuper does not warrant the accuracy, adequacy or completeness of material and information on the GuildSuper website. All material and information is subject to change without notice. GuildSuper does not guarantee that GuildSuper website nor any third party website accessed via the GuildSuper website is free from viruses or that access will be uninterrupted. All terms implied by law, except those that cannot be lawfully excluded, are excluded.
The GuildSuper website may contain links to other websites or references to other offers or promotions by third parties who are not part of the Guild Group of companies. Unless otherwise stated to the contrary, neither GuildSuper nor the Guild Group, sponsor, endorse or approve of the operators of these other websites or the material, information, advice, service or products, offers or promotions found on them. Subject to any applicable law which cannot be excluded, neither GuildSuper nor any Guild Group company make any warranties or representations:
Obtaining materials, information, goods and services from those third parties and their websites is entirely at your own risk.
You indemnify GuildSuper and each member of the Guild Group of Companies against all loss, damage, liability, claims and expense (whether direct or indirect, consequential, financial or non-financial) arising from or relating to your obtaining information, goods or services from a third-party referred to or accessed via the GuildSuper website.
The GuildSuper website and the material and information on the website is of a general nature only and is not intended to constitute personal advice to you. Any advice contained in this website is general only and does not take into account your objectives, financial situation or needs. Accordingly, you should not act on the basis of any material or information contained on the website without first considering your objectives, financial situation and needs, and obtaining appropriate advice from either your GuildSuper advisers or your financial, legal or other professional adviser.
The material and information on the GuildSuper website should not be used or relied upon as a substitute for personal advice. Prior to acquiring a financial product, you should obtain the Product Disclosure Statement (PDS) and Target Market Determination (TMD) relating to the product and consider the PDS and TMD before making any decision about whether to acquire the product. For further information see forms and documents.
The information on the GuildSuper website is not a recommendation to purchase any insurance or financial products, investments or securities offered or provided by GuildSuper or any corporation related to one or more companies in the Guild Group or by any third party supplier referred to in or accessed via the GuildSuper website.
The operation and management of GuildSuper is governed by superannuation, taxation and related information and the Guild Retirement Fund Trust Deed. To the extent of any conflict between the information on the GuildSuper website and the Trust Deed, the Trust Deed will prevail.
To the maximum extent permissible by law, GuildSuper, its directors, employees, agents and contractors, and individual Guild Group companies and their directors, employees, agents and contractors are not, and will not, be liable in any way, for any loss, damage, liability, claims and expense (including legal costs and defence or settlement costs whatsoever, whether direct or indirect, consequential, financial or non-financial) suffered by you or arising out of or referable to the GuildSuper website, third-party websites, access to the GuildSuper website by you, or failure by GuildSuper (or by an individual Guild Group company) to provide this website, howsoever caused whether in contract, tort (including negligence), statute or otherwise.
The liability of GuildSuper and any individual Guild Group company for negligence, breach of contract or contravention of any law arising from any act or omission is limited, at the option of GuildSuper and to the maximum extent permissible by law, to resupplying the GuildSuper website or any part of it to you or to paying for the resupply of the GuildSuper website or any part of it to you.
You will indemnify GuildSuper and any individual Guild Group company in respect of any liability suffered by the GuildSuper or any individual Guild Group company for any loss, damage, liability, claim and expense (including legal costs and defence or settlement costs whatsoever, whether direct or indirect, consequential, financial or non-financial) howsoever caused, suffered by GuildSuper or any individual Guild Group company as a result of your breach of the GuildSuper Terms and Conditions or your use or access to the GuildSuper website (including use or access to third party websites from the GuildSuper website).
These Terms and Conditions and this agreement are governed by the law in force in the State of Victoria, and the parties irrevocably submit to the non-exclusive jurisdiction of the courts of Victoria and courts of appeal from them for determining any dispute arising from the GuildSuper website.
The Terms and Conditions can be modified at any time by GuildSuper and you agree to continue to be bound by these Terms and Conditions as modified. Notice of these changes will be published on the GuildSuper website and will not be separately notified to you. By using the GuildSuper website you agree to be subject to the GuildSuper Terms and Conditions, as modified. It is recommended that you periodically check the GuildSuper website to review the current Terms and Conditions.
If the whole or any part of the Terms and Conditions is void, unenforceable, or illegal within a jurisdiction, it is severed for that jurisdiction. The remainder of the Terms and Conditions have full force and effect and the validity or enforceability of the severed provision in any other jurisdiction is not affected. This clause has no effect if the severance alters the basic nature of the Terms and Conditions or is contrary to public policy.
You note and acknowledge that electronic services are subject to interruption or breakdown, and that accordingly the GuildSuper website is offered on an "as is" and "as available" basis only. GuildSuper may impose limits or restrictions on the use you may make of the GuildSuper website and materials and information on the website. GuildSuper may withdraw, restrict, alter or modify the GuildSuper website at any time without notice to you.
You agree to use the website and its contents for your own personal use. You must not use this website in a manner that infringes the intellectual property rights of GuildSuper or for a purpose which is unlawful or inconsistent with these Terms and Conditions.
You agree to not reproduce, store, modify, adapt, reverse engineer, decompile or disassemble the website or any of its component parts without the prior written consent of GuildSuper.
You must not use this website in a manner that defames, harasses, unlawfully offends or harms any person. Your use of the website may be varied, suspended or cancelled at any time by GuildSuper without notice. You acknowledge and accept that GuildSuper will not be liable for any interruption, variation, suspension or cancellation of the website.
Copyright in the materials used on the GuildSuper Group website is owned by or licensed to the Guild Group. In particular, 'Guild' is a Trademark of The Pharmacy Guild of Australia, the use of which has been authorised to the Guild Group as its wholly-owned subsidiary. Trademarks of third parties used in, viewed at or accessed via the GuildSuper website are owned or controlled by those third parties.
Except where necessary for or incidental to viewing the information or as permitted under the Copyright Act 1968 (Clth) or other applicable laws or the GuildSuper Terms and Conditions, no material or information on the GuildSuper website may be reproduced, adapted, uploaded to a third party location, stored in an electronic or other retrieval system, linked to, framed, performed in public, distributed or transmitted in any form by any process whatsoever without the knowledge and express written consent of GuildSuper.
Use of the materials and information on the GuildSuper website without the knowledge and consent of GuildSuper is totally prohibited, as is linking (in whole or in part) the GuildSuper website to any other website. Please contact GuildSuper if you would like to link to any part of the GuildSuper website.