Manage your pension investments

We've got your back when it comes to making the best choices for your retirement. Before you jump into making any changes to your investments, it's important to fully understand the risks involved, what options are available, and the steps you need to take to make those changes.

What you can change

As with your super before retirement, your super in retirement is customisable to suit your needs. You can switch how your super is invested at any time.

At GuildSuper, you can choose between three investment options, depending on the level of risk and the returns you hope to see.

To learn more about your options, head to your investment options

Make sure you’re aware of the risks

It's understandable to feel tempted to switch your investments, especially if you're not seeing the desired returns. However, it's important to be aware that frequent switching, particularly during market downturns, can sometimes have a negative impact on your savings. Here's why: if you switch to supposedly safer investments but your previous option bounces back quickly (which happens more often than you might think), you could miss out on potential returns.

Before you make any sudden changes, take a moment to ensure it's the right decision for you. If you’re not sure, it’s a smart move to consult with a licensed financial adviser who can provide personalised guidance. Additionally, make sure to check out the Product Disclosure Statements for a comprehensive understanding of your investment options.

GuildPension Product Disclosure Statement

How to switch your investments

To take control of how your retirement savings are invested, you'll need to create your very own income stream account online. Don't worry, it's a piece of cake! Just log into your super account and follow the simple steps of the 'create an income stream' process.

Create an income stream account