As we send out information about your account, you may receive a text from us in the evening or on weekends, asking you to check your member portal. This is genuine, but please stay alert to scams: never share your password or personal details via text, and always log in directly through our website or app.
Important change to the Trustee of Smart Future Trust. From 1 Nov 2026, Stewarda Pty Ltd will become the Trustee. These changes won't affect your account or benefits. Learn more
Eligible members* receive Default Death, Total and Permanent Disablement (TPD) and Income Protection (IP) insurance cover. The amount of Default cover you receive depends on your age and what your cover costs you will depend on your age and occupation. You can check what cover you have by logging in to your online account and checking the ‘My Insurance’ tab or by calling 1300 361 477.
If there isn’t enough money in your account to pay the insurance fees, your cover will be cancelled. And importantly, if no contributions or rollovers (when you transfer your super from one account to another) are paid into your account for a 16-month period, your account will be deemed inactive and regardless of balance, your insurance may be cancelled. This is one of the reasons why it’s important to regularly check that your employer is paying your super contributions and keep your contact details up to date!
