Service update: Online accounts and the GuildSuper mobile app are now accessible for most members.
Temporary access issues may still occur if you are using a non-Australian mobile number or trying to access our online joining form. We're working to restore full access as soon as possible. We apologise for the inconvenience and appreciate your patience.
The main difference between an SMSF and a fund like GuildSuper is that the members of an SMSF run it themselves, normally as trustees. They have full responsibility for complying with the super and tax laws and paying all the setup and fee costs themselves – which can be expensive! While there is no minimum amount of money required to set up a SMSF, this is why you normally wouldn’t set up a SMSF unless you had quite a large balance.