Important change to the Trustee of Smart Future Trust. From 1 Nov 2026, Stewarda Pty Ltd will become the Trustee. These changes won't affect your account or benefits. Learn more

Service update: We are aware of some temporary access issues being experienced by members using a non-Australian mobile number to access their online account or the GuildSuper app, or trying to access our online joining form. We're working to restore full access as soon as possible. We apologise for the inconvenience and appreciate your patience.

How will this affect cash flow?

Employers who already pay super with each pay run may see a lower impact than those paying super quarterly.

The legislation will create:

  • More frequent super payments

  • Less flexibility in managing cash flow

  • Higher operational reliance on payroll

  • Increased reconciliation activity

If your cash flow and pay cycles need adjustments in order to implement Payday Super, such as moving salary payments from weekly to fortnightly, it is important to communicate with your staff about how and when these changes will be implemented.