The next chapter of GuildSuper is about to begin.

Some member-initiated transactions will be temporarily unavailable from 5pm on 4 September until 14 September while we complete the transfer.

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IMPORTANT NOTICE TO EMPLOYERS: Some clearing houses (including Xero and MYOB) are currently unable to accept contributions for GuildSuper members until 5 September 2026. If you use an impacted clearing house, contributions cannot be made until this date. Contributions can be processed from 5 September 2026 using the new USI

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FAQs
Is superannuation taxed?

Is superannuation taxed?

Yes, your super is taxed, but how it’s taxed depends on the type of contribution and/or withdrawal.

Any before-tax contributions, for example your employer contributions or salary sacrifice contributions, are generally taxed at 15%. Any after-tax contributions, such as SUPERSUPER payments or voluntary contributions, aren’t taxed at all. And any earnings you generate on your super is generally taxed at 15%.

If you’re over 60 and are looking to withdraw your super, it won’t be taxed. If you withdraw any of your super before your 60, you’ll generally be taxed between 17% and 22%.