Having the right insurance cover in place is important for you and your loved ones. Working out what cover is right for you is specific to you, as it should consider factors such as your debts, dependents, and age.

Having insurance in super means competitive pricing due to the large number of fund members, premiums being paid from your super account (rather than your bank account), and a level of automatic cover without the need for medical checks.

You can both increase and decrease your insurance in your GuildSuper account in line with your needs and preferences. Life, Total & Permanent Disablement and Income Protection Insurance are available.

Actions

1. Check your current levels of cover by logging in to your account. Click on the menu, choose My Insurance, and then Insurance Overview.

2. Read more about GuildSuper insurance.

3. Want to work out the right level of cover for you? A coach can help or consider using the Life Insurance Calculator, provided by the government, through Moneysmart.