As we send out information about your account, you may receive a text from us in the evening or on weekends, asking you to check your member portal. This is genuine, but please stay alert to scams: never share your password or personal details via text, and always log in directly through our website or app.
Important change to the Trustee of Smart Future Trust. From 1 Nov 2026, Stewarda Pty Ltd will become the Trustee. These changes won't affect your account or benefits. Learn more
Nominating a beneficiary ensures that your super, and any insurance held, is paid to the right person if something happens to you.
A non-binding nomination can be made by simply logging in to your account. This type of nomination guides the Trustee on who you would prefer to receive your money.
A binding nomination locks in your choice for the next three years (we’ll remind you to renew it). It takes a little more time, as you need to complete a form, sign it and have it witnessed. This ensures the Trustee acts according to the instructions you provide on the form (provided the nomination is valid).
Actions
Read more about valid nominations. Remember, you can only nominate specific people (like kids or a spouse, and a few others) and you can’t nominate a charity, a friend (or a pet).
Make a beneficiary nomination. Use this form for a binding nomination or for a non-binding nomination log in to your account, go to My Account and then Beneficiaries
